COVID-19 Update

COVID-19 Update: Find assistance and up-to-date information in our COVID-19 FAQ’s.


For borrowers looking to buy property in rural areas, a USDA Loan may be a great financing option. Through the Rural Housing Service (RHS), many properties in rural areas qualify for financing options with no-money-down. Not all properties in rural areas qualify, be sure to contact a mortgage advisor first.

USDA Loans may be the perfect fit for…

  • Borrowers looking at buying homes located in qualifying rural areas.
  • Borrowers with low to moderate levels of income.
  • Buyers with restricted funds for a down payment.

Loan Features

Options with no down payments

Properties in certain rural areas may qualify to receive financing for the entire loan.

No prepayment penalties

Early payments made on USDA Loans do not incur penalties.

Fixed rates

A USDA Loan’s interest rates is fixed for the duration of the loan.